Monday, December 27, 2010

Tent City


The land of the free and the home of the brave. Out of the houses and into the tents.

The American dream has not been so long forgotten that we forget growing up in a country where a good work ethic and some drive meant you could achieve home ownership. Paying attention to your monthly expenses, saving for a rainy day, and making sure to work hard was all it took. However, those days are either gone or on hiatus.

For decades people have been hard working responsible individuals that paid their bills on time, saved for the future, and contributed back to society. However, our current economy does not pay them the respect that their responsible nature deserves. Obviously I'm not referring to individuals that expect to be taken care of.

There is a common story across our once great nation. People that have earned, invested, saved, and WORKED for whatever they had are suddenly finding themselves with nothing. Retirement plans are emptied to pay mortgages, basic necessities, repairs, and other bills. Jobs disappear and the savings soon disappear also. Within a couple of years, people that were once thriving members of society are reduced to bankruptcy, no health insurance, no job, no money, and no help.

These people are sometimes willing to sign up for Unemployment or some other form of welfare. They have often paid into it for decades without once utilizing it. However, the sad truth is that these people played it safe and lost. They paid their bills on time. They worked every day. They saved for a rainy day. They planned for the future. Then, they lost their income, were not able to get jobs, and have utilized all of those resources they planned for so well.

Meanwhile, the government continues to dig the economy into a deeper hole with no end in sight. To those that once said "We have determined that your entire system sucks", maybe you were on to something...

Saturday, December 11, 2010

Conspiracy Theory



Conspiracy Theory

These days, political discussions quickly boil down to facts vs fiction. Unfortunately, there is no obvious ownership of the facts. Are the "crackpots" telling the truth or making up elaborate scenarios based in wild imagination? Is the government telling the truth or making up some sanitized theory of convenient plausibility?

Emotions get out of control when topics such as 9/11/01, OKC, Waco, Ruby Ridge, or JFK come up. There are those that blindly believe anything the news reports. There are those that believe any rumor that disagrees with the mainstream news. There are also people that support and believe in both sides that either love or hate conspiracy theory.

However, one wonders who benefits from conspiracy theory. Some claim that the theories are created as a subversive mechanism to make people question the government. Some claim that they are natural phenomenon created by years of government secrecy. Some even claim that these conspiracy theories are needed by the government in order to cloud the issue when they do have something to hide.

Unfortunately, there is no easy or obvious answer. There are people that profit from conspiracy theory. There are people that wish to promote distrust in the government. Also, the prolific nature of conspiracy theory does give a significant amount of plausible deniability to the government in that they can dismiss any fact or story as "false" by lumping it in with other things that have been coined "conspiracy theory".

That being said, any three of the above cases can be made with significant plausibility. Was Ruby Ridge an example of bad cops killing witnesses when their operation went bad? Was OKC a failed plot by the FBI to "save the day"? Was 911 an attempt to garner support for the war on terror or to make a leaseholder rich? Was the banking crisis created in an attempt to destabilize the economy and collapse the middle class?

We are unfortunately drawn into a world of "IFs". The support or detraction of any theory boils down to "IF" this is true or "IF" that is false. The items in question are almost always just out of reach. The information could be classified. If there is information that is classified, then only those with access to that information will ever know the truth. (assuming that classified information is accurate in the first place.) While National Security is an important reason to keep some secrets, it is also an aspect of the information haves and have nots.

In a situation where one party to a discussion has access to some earthshaking revelation that makes everything clear and the other does not, they are NOT free to share the information. While they may find it frustrating that somebody "doesn't get it", the other person is just as frustrated that "maybe", "somewhere", exists something that answers the missing "IF".

Even if granted that information, they would likely view it with suspicion as the creator of the information is only as factual as "they" or "them", whoever "they" actually are.

In short, conspiracy theory is a great tool for a government to use to separate the info-haves and info-have nots thus propagating the long standing unknowing that allows a government to function in secret 99% of the time.

The Mortgage Crisis

The mortgage crisis could not have been an accident. The people that "approved" the mortgages KNEW that:

  1. Were going to have prohibitive payments in 12 to 24 months
  2. Were going to be on property worth far less than what they sold for within 12 to 24 months
  3. Would be forclosed on because they couldn't sell for the amount of the mortgage

Bankers blame it on homeowners making bad decisions or not having foresight. However, those bankers get very uncomfortable when you point out that these mortgage were all approved by bankers that get PAID to know the market and it's trends.

When you point out that regular people like you and I saw this coming back in 2004/2005, they start to tap their fingers and look around nervously.

The short answer is that they set us up and we don't know "why".

Mortgages traditionally require people prove they can make the payments even when the market is not headed down. The banks knew exactly what they were doing...

The Media On It's Knees

Why is it that the mainstream media is clamoring on their knees in front of Obama as if their unwarranted affection will somehow lower his zipper and give them what they so desperately seem to want?